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It has been years that you have been building up and acquiring a number of prized possessions but when you try to find the right assessment value for an antique, classic or an exotic vehicle, the estimated amount given to you by a standard insurance agency is well below what it is really worth.

It is such a waste to pay premiums for a coverage amount that won't even begin to reflect how much the car you own is really worth. The company that you might have been transacting with will fail to inform you that since the automobile is a collectible, it has to be covered by a customized type of auto insurance. A Collectible Car Insurance policy, though it applies the same principle of coverage in case of loss or damage, is vastly different from the standard insurance policy because of depreciation. Depreciation is applied to ordinary vehicles because as it gets older, the value lessens, but when it comes to collectible cars, the older the model, the more it has value.

Of course, how preserved the collectible car is or the perfection of the restoration has value also. Maybe the amount that you can claim with a standard insurance policy won’t even be worth the time and effort you spent in looking for the bumper or the engine replacement which made it necessary to buy an entire car of the same make and model.

For you to be able to get the full insurance coverage that will give your collectible car the right amount in case of claims, call us at 1-800-397-0765, send an e-mail to or ask  for a Classic Car Insurance Quotation.

About the Author

is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.

Posted: 3/26/2012 9:00:00 AM with 0 comments

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