If some of your clients love to schedule track days and race their valuable automobiles in amateur and hobby events, they probably hate worrying about all the things that could happen to their cars at the track. Traditional insurance is pretty hit-or-miss in terms of offering policies that cover track days. Your clients have likely never been able to select exactly which days they’d like to have coverage – that’s something brand new with the introduction of Classic Auto Track Day Insurance. Track day insurance allows hobby racers to focus on the road and stop worrying about collisions, damage and potential disasters at the track. They can enjoy their need for speed, keeping an eye on the finish line, instead.
When They’re Ready to Race (and Stop Worrying)
It’s important to make it clear to your clients that this is a new kind of on-demand insurance coverage. In fact, it’s something hobby racers dreamed about for decades. Offered by Classic Auto Insurance through Minnesota-based OpenTrack, this innovative coverage can be purchased on a day by day basis on-demand or annually, if they race a lot. They simply need to give you a list of track days in advance or give you a call when a new race is coming up. As their agent, you’ll make sure they’re covered on track day and put their mind at ease.
Learn about three of North America’s Historic Road Racing Circuits covered by OpenTrack »
What Happens at the Track …
Here’s another great thing to point out to your clients: This is very good insurance. It covers a wide variety of things that happen at the track, like on-track collisions, physical damage during non-racing time, damage to the track owner’s property, damage to other racers’ cars and property plus street-licensed and non-licensed track cars. It covers modifications to their car, so they can make improvements over time and remain covered. And if they want to take high performance driving education courses (HPDE), an OpenTrack policy even covers them and their instructor while driving their car during training.
Offer a Complete Insurance Plan
Right away, your clients will want to know whether Classic Auto Track Day Insurance covers their exact car. Chances are the answer is yes but go over the details with them to be sure. Our policy is designed for high-valued cars, supercars and exotics. Of course, make sure you also pin down exactly what kind of racing they plan to do and where. This is non-competitive coverage and won’t apply to professional events, time trials and qualifying days. Also, OpenTrack currently covers select tracks in the United States (34), Canada, Belgium, China, Germany, Italy, Japan, Russia and Spain. It’s also a good idea to discuss how they’re planning to get their vehicle to the track. Drive it? Ship it? Hire a delivery company? We cover track day events, but not delivery. Put together a complete insurance plan that covers them for every part of the trip, so they can enjoy the day and stop worrying about their coverage.
The Classic Auto Insurance Difference
As an independent agent, your goal is to find the best protection possible for your collector clients, even if they own exotics and supercars. Saving them money strengthens the loyalty they give you and keeps them coming back. In partnership with Classic Auto Insurance, you can offer the coverage and options a collector wants, tailoring policies to fit their needs and doing it for less than what a standard auto policy might cost. Agent partners also enjoy a minimum commission of 10% for every new and renewed policy. To become a referring agent, contact us today.
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