Tracking is for classic and collector car enthusiasts who are passionate about getting behind the wheel and hitting the race track. It goes beyond simple appreciation of the cars; it’s about feeling the adrenaline of auto racing and driving a high performance machine. When you’re on the track everything else fades away, and it’s just you, the car and the finish line. Tracking comes with big thrills, and it also comes with serious concerns about protecting your automobile from bumper to bumper on track day. One wrong move can cause catastrophic damage to an expensive and treasured vehicle. As a result, this hobby requires a special kind of auto insurance that eases your mind so your focus stays on the race – even if it’s just for the few hours during an event.
New Classic Auto Coverage Option – OpenTrack
Classic Auto Insurance is now partnering with New York City-based OpenTrack, the world’s first on-demand insurance service created specifically for track day racing. Other types of insurance won’t touch this kind of coverage, but OpenTrack keeps your car protected while you race in amateur and hobby events, and high performance driving education (HPDE). Provide Classic Auto with a list of your track days, and you can buy insurance for those specific dates only. Full coverage with OpenTrack from Classic Auto Insurance is currently available in America, covering select tracks in 34 states, and internationally, covering select tracks in Canada, Belgium, China, Germany, Italy, Japan, Russia and Spain.
What Track Day Coverage Means
Taking a closer look at this different kind of insurance, you’ll see that it’s designed for non-professional, high performance racing, especially in exotics and supercars. It generally covers things that could happen at the track, like collisions, physical damage during non-racing time, damage to track property, damage to other racers’ cars and property, street-licensed and non-licenses track cars, modifications to your car and additional drivers at no cost. Plus, you can be insured for instructors and other educators who drive your car for demonstration purposes while training you. It’s a very innovative way to provide exactly what amateur racers have always wanted in insurance.
Common Questions about On-Demand OpenTrack
First, you might wonder: Will it really cover my expensive exotic car? Generally, yes – that’s what it’s designed for – but check with us to be sure. What if you race frequently? In this case, look at a 12-month track day policy that keeps you covered year-round. What’s not covered? Professional and competition events aren’t covered. OpenTrack insurance is non-competition coverage and won’t cover competitive races, time trials or qualifying events.
Collector and Classic Car Insurance for Less
Ready for your Track Day adventure? Visit our Track Day Insurance page to set up your on-demand OpenTrack coverage. In addition, we offer affordable, Agreed Value coverage for a variety of collector, classic and custom vehicles. Our friendly, knowledgeable staff can answer your questions and give you a quote on the spot. Get an instant quote online and see how we can help safeguard your dream car.