Motorcycle rides are the perfect relief from hot summer days and the ideal escape on cool summer nights. To many owners, motorcycles are a seasonal pastime, however, these vehicles are also a liability when it comes to unexpected damages.
It is important for motorcyclists to realize the value of having proper antique motorcycle insurance. Understanding the various factors that may affect your motorcycle insurance quote are key in finding the proper classic insurance agency to fit your needs. Such cost and coverage factors include past experience, driving record, age, and location.
Having a clean driving record and being an experienced motorcyclist go hand in hand in lowering the cost of your quote. Additionally, high risk drivers—which include female drivers under 21 and male drivers under 25—influence how much you will pay for antique motorcycle insurance. Among the various other factors, where you live could cause your quote to fluctuate: areas with heavy traffic are at a high risk for accidents, so those who live in calmer rural areas could expect lower motorcycle insurance rates than those clients living in a bustling major city.
Ultimately, antique motorcycle quotes depend on many circumstances, varying from company to company and state to state. As always, if you want to lower your motorcycle insurance monthly payment, follow a personal risk management program.
No one can predict accidents, that’s why it’s always better to be safe than sorry. Get your free motorcycle insurance quote today, and experience consistently great service from Classic Auto Insurance Agency.
Have a favorite vintage bike? Share it with us in the comments below!
About the Author
Drew Yagodnik is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.