The first thing you should know about collector car insurance rates is that they differ greatly from standard auto insurance. Here are some tips on how to get the best insurance for your car.
What to Look for in An Insurance Coverage
Best Roadside Assistance Program – Your policy should include provisions for immediate and comprehensive roadside assistance. Be sure you review your contract thoroughly and determine exactly what ‘roadside assistance’ offers. Does it include towing and jump-start services? What about fuel or battery delivery? Can it help you fix a flat tire or unlock your vehicle if you’ve misplaced or lost your keys?
Eligibility Requirements – When it comes to providing coverage for vintage or limited edition vehicles, some companies are very particular in approving insurance applications. It is just reasonable for insurance providers to require you to be of a certain age and ask if you have another vehicle you use for everyday driving. What would not be reasonable, however, is if your policy provider asks you to have a completely clean driving record from the very first day you obtained a license. Minor traffic violations are often not an issue for most companies.
Now that you know what to look for, be sure you have the necessary papers ready for review to obtain instant approval. If possible, prepare all notes and records you possess pertaining to any previous modification or service performed on your vehicle.
Classic Auto Insurance offers a great policy for vintage car owners like you. Get your free quote today and apply for our insurance policy.
About the Author
Drew Yagodnik is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.
