Classic custom cars are special cars. You may think that standard vehicle insurance is enough for your vintage car as many classic vehicle owners opt for this type of insurance. The truth is, standard auto insurance does not provide the kind of protection your vintage car needs.
There are special considerations you have to look into when getting your car insured. First, you have to check how your car is going to be assessed. Standard auto insurance companies often use actual cash value to appraise your car. This is not always favorable for vintage car owners. A classic car is better appraised using an agreed value. You and your chosen insurance provider can both determine the value of your car. This way, you will be able to take into account the upgrades and customization you did on your car. Second, you have to know how much protection your chosen company will give you. Will the company shoulder expenses for damages incurred during a car show? Will they pay for damaged customized parts? How much will you pay for auto road service?
If you are in the market for a good insurance policy, contact Classic Auto Insurance today to get your free quote.
About the Author
Drew Yagodnik is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.