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Choosing the right insurance for your vintage classic

1957 Studebaker
Maxim Blinkov / Shutterstock.com


The 1957 Studebaker Golden Hawk has been in your family for over half a century now. Arguably, it’s one of the most desired classic cars in America - a guaranteed show-stopper when it’s restored and maintained in mint condition.

Well, it so happens that some neighborhood kids have taken a liking to your vintage beauty, and they crash your garage while you’re away on vacation. Now, imagine what you’re favorite collector’s item looks like when you return. A complete vintage car restoration will cost you many thousands of dollars; the older and more rare the vehicle, the more expensive to repair.

While a normal car insurance policy only sets the value of your car based on current market conditions, a Vintage Auto Insurance policy from Classic Auto Insurance lets you and the insurer arrive at an “Agreed” Valuation. Yes, you read that right - Agreed Valuation.

How does that work, you ask? The basic difference between regular auto insurance and Classic Auto Insurance is the term “Agreed Valuation”. This terms reflects the “agreed upon value” that both you, as a Vintage Car Owner, and Classic Auto Insurance agreed upon. The Agreed Valuation practice helps to assuage any fears you may have of an insurance company undervaluing your vintage auto, and of underpaying you when the need arises.

Whatever your reasons for getting insurance coverage for your Vintage Automobile, Classic Auto Insurance is your one-stop shop for Vintage Car insurance as well as any other type of Classic Auto Insurance Policy you may need.


About the Author

is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.

Posted: 12/7/2012 9:00:00 AM with 0 comments


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