Finding the right classic car insurance for your sports car might seem like an intimidating task, because many insurance premiums can be pricier when compared to standard automobiles. Many owners brace themselves for high collector car insurance rates, however, following these tips can get you a lower premium for your sports car.
Investigate Options
Remember: insurance for this type of vehicle must take into consideration that your car is built to perform at maximum speed without increasing your personal risk as a driver. Comparing classic car insurance online can help give you a ballpark idea of what your sports car insurance rates should be. Researching a variety of classic auto insurance agencies may help you discover a bargain and decide the best option for you.
Talk to Your Agency
Talk to your agency about unique programs, classes, and memberships that will lower your sports car premium. You can also get reductions from following personal risk management by staying free of accidents for a particular length of time. Your monthly rates should be reduced if your driving record is clean, and the agency should take into consideration the number of years you have as an experienced sports car driver. The longer you've been driving, the less likely you're considered to get into an accident because you are more fully aware of the potential risks in a high-speed vehicle.
Check Out Car Clubs
Sometimes a car club membership can lower your insurance rates, so check so see if your group membership makes you eligible for reduced insurance and deductions. Joining a sports car club can be beneficial for your insurance premiums and can help you find the best insurance provider for your vehicle.
Ultimately, there are several routes you can take to ensure the best sports car insurance for your needs. Research is the key to having the most effective insurance coverage.
Get an instant sports car insurance quote today from Classic Car Ins!
About the Author
Drew Yagodnik is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.
