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Keep Your Car Expenses Low with Antique Collector Car Insurance


Prices are going up and your income is not moving an inch. Is this your situation? If it is, you know that having a vintage car in this hard economic times can be very heavy in your pocket. Or is it? This will all depend on the kind of insurance you have for your car.

One of the common mistakes people do with their classic cars is to get the wrong insurance policy for their vehicles. If you are still shopping around for the right Classic Car Insurance policy, you should know that there are 2 types of insurance policies you can get for your car, a stated amount or an agreed value policy.

In a stated amount policy, the amount you will get from your chosen insurance provider will be adjusted according to the actual cash value of the vehicle. This kind of policy is often used for cars which still cannot be classified as vintage vehicles. In an agreed value policy, you will get the complete amount you and your insurance provider have agreed upon in cases of total property loss. This is the type of policy you should get for your classic vehicle. Aside from not being affected by depreciation rates standard cars are affected by, you also get coverage from damages which a standard auto insurance company may not cover.

Classic Car Ins offers affordable insurance premiums for vintage car owners. Get your free quote from us today.

About the Author

is Vice President of Classic Automobile Insurance Agency, Inc. Classic Automobile Insurance Agency has been protecting collector, classic and exotics since 1992.

Posted: 4/4/2012 9:00:00 AM with 0 comments

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